What is Mobicred and how to use it…
What is Mobicred?
Mobicred is a simple & convenient credit facility that allows you to safely shop online. Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit – allowing you to spend whatever you re-pay. Easy online credit application with an instant response.
How does it work?
- Apply Online – Complete our simple online one-page credit application form and get an instant response.
- Accept Terms – Accept our terms and conditions and get your credit limit.
- Submit Documents – Upload or email us your documents to complete the application process.
- Go Shopping – Thought there was more? Nope. You are now ready to shop online.
Proceed to checkout and choose the Payfast option as a payment method. You will be redirected to the safe and secure Payfast portal, with offer Mobicred as a payment option.
Application requirements
- A valid South African ID Number
- Be 18 years or older in age
- Earn a minimum salary of R5,500.00 per month
- An existing & valid bank account in your name
- A current & valid email address & mobile number
Disclaimer
* Mobicred indicative monthly pricing, for 12 months at 17.75% p.a. excluding the monthly fee and a once-off account initiation fee (updated 2022-08-19).
** Total Repayment includes fees and interest at 17.75% p.a (updated 2022-08-19).
Please note that Mobicred is funded by RCS and that RCS is a registered Credit & Financial Services Provider.
T’s & C’s apply
NCRCP 38/FSP 44481
